Question 1

What is assisted living?

Accepted Answer

Assisted living is a residential housing option for older adults who need some assistance with activities of daily living (ADLs) while maintaining their independence.  Assisted living facilities/communities (ALFs) offer supportive and home-like apartments. These communities provide residents assistance with tasks that individuals may find challenging due to age, mobility issues, or health conditions.
It's important to note that assisted living is not a one-size-fits-all solution, and services can vary from one community to another. Assisted Living Facilities in Maryland can be licensed to provide care under 3 different levels.  The level indicates the highest level of care they are licensed to provide however they can also take residents with lower care needs.  A level 1 license can only provide basic ADLs while a level 2 can provide moderate care and basic ADLs.  Level 3 licensed communities offer options for people requiring the highest level of care.  Choosing a community licensed as a Level 3 allows residents the best opportunity to age in place in the event their care needs change.
Choosing an assisted living facility often involves assessing the specific needs of the individual, the amenities and services offered by the facility, the cost, and the overall atmosphere and environment. Families and individuals should conduct thorough research and visits to find a facility that aligns with their preferences and requirements.

Some key features of Assisted Living Communities include:
Personal Care Services: Staff members are available to provide support based on the individual needs of each resident.  This may include helping with ADLs such as bathing, grooming, dressing, toileting and medication management.
Meals Service:  Most assisted living facilities offer communal dining where residents can enjoy regular meals in a social setting. Special dietary needs are often accommodated, and some facilities may also offer snacks.
Healthcare Services: While assisted living facilities are not medical facilities, they often provide on-site visits from many providers as well as basic healthcare monitoring services. This may include medication management, health assessments, and assistance with scheduling medical appointments.
Social Activities: Assisted living communities typically organize social activities and recreation activities to promote socialization and engagement among the residents.  This can include group outings, exercise classes, games and other events. 
Housekeeping and Maintenance: Tasks such as cleaning, laundry, and general upkeep of all communal spaces is generally included.

Question 2

Are your services really free?

Accepted Answer

Yes, you pay nothing, our job is to help you and we are compensated by our partners.

Question 3

What is the cost of assisted living?

Accepted Answer

The cost of assisted living ranges and depends on the type/style of assisted living apartment, shared or private room options, the location, and the level of care required. Generally speaking, the average monthly cost for a resident in Maryland starts at $4,500 monthly.

Question 4

How do we pay for assisted living?

Accepted Answer

Private Pay is the primary form of payment.
Other options to reduce the out-of-pocket expense may include:
 • Long-Term Care Insurance
 • Senior Assisted Living Group Home Subsidy – state funded program for individuals 62 years of age and older who meet income and asset requirements.
 • Veterans Aid and Attendance Benefit – funding provided by the Veterans Administration for Veterans and dependents that qualify.
 • Tax deductions – If you pay out-of-pocket for assisted living, you may qualify for tax deductions. Contact your local IRS office for more information or your Certified Public Accountant.

Question 5

What is the difference between a nursing home and assisted living?

Accepted Answer

Nursing homes, also called Skilled Nursing Facilities or SNFs, are designed for individuals with higher acuity medical needs, especially those requiring skilled nursing care and therapy services. Assisted Living Facilities are more home-like and suitable for individuals who need assistance with daily activities and/or medications but do not require the same level of medical care as provided in SNFs. Some ALF may offer therapy services on site.  The choice between the two depends on the individual's health condition, and care needs.

Question 6

What is the difference between Assisted Living Facilities and a Personal Care home?

Accepted Answer

Assisted Living Facilities/Communities (ALFs) and Personal Care Homes (PCHs) are both types of residential care settings for individuals who need assistance with activities of daily living.  They differ only in their licensure however Maryland does not offer a PCH license. Therefore, these terms are interchangeable when looking at options in Maryland.

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